Toggle Decisioning Automation Tools For Streamlined Approvals

Digital Decisioning. Automated Risk Scoring. Offer Recommendations.

Patented, Proven Small Business Decisioning Automation Tools

Improve your ability to rapidly address the capital needs of small business owners today.

Due to manual and slow underwriting practices, many community lenders have lagged in providing timely capital to small businesses seeking sustainability and growth.  

Some of these outdated practices feature lack of structured data management (or core integrations), high underwriting costs, and insufficient expertise in risk assessment for small business loans and lines of credit.

Atlas specifically addresses the key challenges in small business decisioning, risk assessment and pricing accuracy.

Utilize as much or as little decisioning automation tools as you desire.

Harvesting data from the digital application, Atlas organizes the borrower's risk profile for you.

Credit Performance.

Industry Risk.

Cash Flow Analytics.

Credit Profile.

Payment History.

Credit Utilization.

Business & Guarantor Verifications.

Identity & Fraud Alerts.

Streamline submitted applications to your credit underwriting in one click.

Minimize Portfolio Risk: Make your credit and loan structuring decisions utilizing multiple credit models that provide a holistic risk view.

 

Gain Insightful Performance Analytics: Deep analysis of firmographic data, personal credit profile and applicant history are coupled with adaptive cash flow analytics. 

 

Lose the paper and gain more time: Auto-generate your boarding file, utilize an interface to board manually

View a live demo for the latest in business lending or updates on Atlas products.

The Customizable, End-to-End, All-Digital, Small Business Decisioning System

Ask Your Peers

Mission-Driven. Proven Success.

Join The Atlas Small Business Lending Deep Dive

Where top loan officers learn the best analysis, tips, research, and strategies to build high-performing business loan portfolios.

Atlas Business Lending Deep Dive

4 Important Vendor Compliance Questions You Should Be Asking

Banking is arguably the most regulated industry in the U.S. with an alphabet soup of regulations: GLB, FCRA, ECOA, BSA, AML, OFAC, CAN-SPAM, UDAAP, and many more. You
can recognize all of these acronyms, but can your software vendor? With these four important questions, you can quickly identify a vendor that treats compliance as seriously as you do.

Read More »
Atlas Business Lending Deep Dive

Paycheck Protection Program Analytics

The Paycheck Protection Program (PPP) is a $813.5B business loan program established by the United States federal government in 2020 through the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The CARES Act was designed to help certain businesses, self-employed workers, sole proprietors, certain nonprofit organizations, and tribal businesses continue paying their workers.

Read More »

Leverage our experience and expertise to build the right small business portfolio strategy. Stay up-to-date on the most important trends community lenders should be paying attention to.